Scapia Refer & Earn July 2026 – How it works?

Scapia is one of the most hyped lifetime free travel card in India.

Current referral program lets you earn up to ₹30,000 Tanishq Gold E-Gift Card or a Marshall Acton III speaker.

And here’s everything you need to know before referring.

Quick snapshot of the offer

  • Campaign started 16 July, 2026.
  • End date will be announced 4-5 days in advance (limited time campaign).
  • There are 2 referral milestones we’ll discuss further.
  • Important: You must hold Scapia card to refer and earn.

🔒 Safe & Secure via Scapia App

What you earn as referrer

  • Invite 2 friends and get a ₹1,000 Amazon Gift Card
  • Invite 6 friends and get a Marshall Acton III speaker
  • Invite 6 friends and get ₹30,000
Tanisha gold e-gift card

Here’s everything you earn in one shot:

MilestoneRequirementReward
BaseEach successful referral1,000 Scapia coins worth ₹200
M12 successful referrals₹1,000 Amazon Gift Card
M26 successful referrals₹30,000 Tanishq Gold E-Gift Card
or
Marshall Acton III speaker

Key points:

  • M2 winners do not get the M1 Amazon voucher as an extra reward.
  • Each user is eligible to win only one reward per milestone during the campaign period.
▼ CARD RECOMMENDATION ▼
Scapia Card Thumbnail
Scapia Card
Lifetime Free
Forex Fee Rate 💲
0% Markup (~₹4k Saved / ₹1L Spend)
Lounge Access ✈️
Unlimited Lounges (On ₹20k monthly cycle)

What your friend gets

Scapia refer and earn offer - your friend gets ₹1000 flight voucher

Every friend who joins Scapia through your referral link during the campaign gets a ₹1,000 instant discount on any domestic or international flight booking, valid for 1 month from the date they join.

A few things worth noting for your friend:

  • They can book any future-dated flight — no blackout dates, no minimum booking amount.
  • The discount is one-time use only and must be booked within 30 days of joining.
  • They won’t receive any Scapia coins in this campaign — coins go only to the referrer.

When Is A Referral Counted As “Successful”?

A referral is counted as successful only when your friend:

  1. Joins Scapia using your referral link.
  2. Completes onboarding by getting the Scapia co-branded credit card issued by partner banks.
  3. Activates their Scapia virtual card on the app.

Also important:

  • The offer is valid only for users whose card application is created within the current campaign period (16 July 2026 onwards).
  • Referrals expire in 30 days from the time your friend accepts the invite and starts the application process.
▼ CARD RECOMMENDATION ▼
Scapia Card Thumbnail
Scapia Card
Lifetime Free
Forex Fee Rate 💲
0% Markup (~₹4k Saved / ₹1L Spend)
Lounge Access ✈️
Unlimited Lounges (On ₹20k monthly cycle)

New Rules In This Campaign

Grace period

If your friend starts the application and finishes vKYC before the campaign ends, but their card issuance and virtual activation happen within 2 days after the campaign closes, that referral can still count for this campaign’s milestones.

Carry forward

If someone completes onboarding after the campaign has officially ended, that referral can be carried forward and counted towards milestones in the next campaign. You still get the base 1,000 coins once their onboarding is done.

Link validity

Once someone signs up using your link, that referral is locked to you for 30 days. They have 30 days to finish onboarding for it to count.

Reward Fulfilment Timelines

After your 2nd or 6th successful referral is confirmed:

  • Amazon voucher: emailed within 7–10 days of campaign end
  • Tanishq Gold E-Gift Card: emailed within 7–10 days of campaign end
  • Marshall Acton III speaker: dispatched within 4–6 weeks of campaign end

For the Marshall speaker, make sure your PAN, shipping address, and contact details are correct and submitted within the specified time. If Scapia cannot fulfil the Marshall reward, they may issue ₹30,000 worth of Scapia coins instead.

Important Terms

  • Only existing Scapia users can refer friends under this offer.
  • You can’t convert rewards to cash or transfer them to someone else.
  • Scapia can change, extend, or cancel the campaign if needed.
  • Final decisions on eligibility and rewards are taken by Scapia.

Bottom Line

If you’re already using the Scapia card, this July 2026 Refer & Earn campaign is a neat way to squeeze extra value out of your network.

Each successful referral gives you 1,000 coins, 2 referrals unlock a ₹1,000 Amazon voucher, and 6 referrals let you choose between a high‑value Tanishq gold e‑gift card or a Marshall Acton III speaker.

Just keep an eye on the grace period, carry‑forward, and link validity rules so none of your hard‑earned referrals go to waste.

🔒 Safe & Secure via Scapia App

▼ CARD RECOMMENDATION ▼
IDFC First Wow Card Thumbnail
IDFC First Wow
Lifetime Free
FD-backed ✅
No credit score or income proof required
Forex Fee Rate 💲
0% Markup (~₹4k Saved / ₹1L Spent)

Disclaimer: This article is for informational purposes only. The reward values, campaign timelines, eligibility rules, fulfillment conditions, and referral terms mentioned here are based on Scapia’s official in-app campaign screens for the July 2026 referral offer. Scapia may change, suspend, withdraw, or cancel the campaign at its sole discretion without prior notice. Please check the Scapia app for the latest terms before participating.

Kushal Utreja
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