Scapia just launched a referral campaign where you can earn up to an Apple Watch SE 3!
New to Scapia? Check out our Scapia Credit Card Review first.
Every successful referral earns ₹200 Scapia coins. Referring 3 or 6 friends unlocks Flipkart gift cards worth ₹1,500 or ₹25,000. Your friends also get a ₹1,000 instant discount on flight bookings when they join through your link.
The campaign started on 1 June 2026 and runs for a limited time, so here’s what you need to know before referring.
Quick snapshot of the offer
- Campaign starts 1 June 2026; the end date will be announced in the Scapia app a few days in advance.
- Every successful referral earns you 1,000 Scapia coins (worth ₹200) during the campaign.
- Hit milestones to unlock extra rewards: Flipkart gift cards or an Apple Watch SE 3, on top of the coins.
- Friends who join via your link get a flat ₹1,000 instant discount on any domestic or international flight, valid for 1 month from joining.
👆 Get ₹1,000 Flight Voucher 🎁
What you earn as referrer
Here’s everything you earn in one shot:
| Level | Requirement | What you get |
|---|---|---|
| Base | Each successful referral | 1,000 Scapia coins (worth ₹200) |
| M1 | 3 successful referrals | ₹1,500 Flipkart Gift Card |
| M2 | 6 successful referrals | ₹25,000 Flipkart Gift Card |
| M3 | 10 successful referrals | Apple Watch SE 3 (GPS + Cellular, 44mm) |
You can unlock only one milestone bonus — if you reach M3, you only get the Apple Watch, not the M1 and M2 gift cards as well.
What your friend gets

Every friend who joins Scapia through your referral link during the campaign gets a ₹1,000 instant discount on any domestic or international flight booking, valid for 1 month from the date they join.
A few things worth noting for your friend:
- They can book any future-dated flight — no blackout dates, no minimum booking amount.
- The discount is one-time use only and must be booked within 30 days of joining.
- They won’t receive any Scapia coins in this campaign — coins go only to the referrer.
When is a referral counted as “successful”?
A referral is only counted as successful when your friend:
- Joins Scapia using your referral link.
- Completes onboarding by getting the Scapia co-branded credit card from a partner bank and activates the card.
There’s also a new rule worth knowing — your referral only counts towards milestones once you (the referrer) have also completed onboarding and activated your own Scapia virtual card. So if you haven’t done that yet, do it first.
One more thing: if your friend has already applied for Scapia before, the referral won’t count, no matter when they activate.
Campaign duration, invite validity & reward timelines
- Campaign is live from 1 June 2026; the end date will be announced 4–5 days in advance on the Scapia app.
- Only referrals sent, started, and completed within the campaign window count towards milestones.
- Each invite link is valid for 30 days from the date you send it.
Reward delivery timelines once the campaign ends:
| Reward | Delivery |
|---|---|
| M1 & M2 — Flipkart Gift Card | Via email within 7 days of campaign end; valid 12 months from date of issue. |
| M3 — Apple Watch SE 3 | Dispatched within 4–6 weeks of campaign end; subject to delivery location. |
Important terms to know before you refer
No nasty surprises — here’s the fine print upfront:
- Only existing Scapia members can refer. New users cannot participate as referrers.
- One milestone reward per user only — you can’t stack M1 + M2 + M3.
- Rewards cannot be exchanged for cash, credit, or transferred to anyone else.
- If you don’t share the required details within 4 days of campaign end, your reward will be revoked and not reissued.
- If Scapia can’t deliver the Apple Watch SE 3 due to supply issues, they may substitute it with ₹30,000 worth of Scapia coins — this is treated as full and final settlement.
- For Flipkart Gift Card issues, you’ll need to contact Flipkart support directly — Scapia won’t be able to help.
- Scapia reserves the right to modify, suspend, or cancel the campaign at any time without notice.
Bottom line
The Scapia referral campaign is straightforward and genuinely rewarding — especially if you can realistically get 6–10 friends to apply and activate the card.
The base coins (₹200 per referral) add up, but the real value is in the milestones.
A ₹25,000 Flipkart voucher for 6 referrals or an Apple Watch SE 3 for 10 is hard to beat in the Indian credit card referral space.
Just make sure your friends are actually eligible (new to Scapia, willing to activate the card) — invalid referrals won’t count and there’s no appeals process.
FAQs
Can I win more than one milestone reward?
No. Each user is eligible for only one milestone reward during the campaign. If you hit M3, you get the Apple Watch — not M1 or M2 gift cards on top of it.
Do my friends get Scapia coins when they join via my link?
Not in this campaign. Coins (₹200 worth per referral) are credited only to you, the referrer. Your friend gets the ₹1,000 flight discount instead.
What if my friend signs up after the campaign ends?
They’ll still receive the base ₹200 worth of Scapia coins once they complete full onboarding. But their referral won’t count towards your milestone, and they won’t get the ₹1,000 flight discount.
What if Scapia can’t deliver the Apple Watch SE 3?
If there are supply or procurement issues, Scapia may replace it with ₹30,000 worth of Scapia coins. That’s treated as full and final settlement — you won’t be able to claim the watch separately.
How long is my Flipkart gift card valid?
12 months from the date of issue. Codes are delivered via email within 7 days of campaign end.
Can I transfer my referral reward to someone else?
No. Rewards cannot be exchanged for cash, credit, or transferred to another person.
Disclaimer: This article is for informational purposes only. The referral campaign terms, reward values, eligibility conditions, and campaign dates mentioned here are based on Scapia’s official in-app terms and conditions as of June 2026. Campaign details are subject to change at Scapia’s sole discretion without prior notice. Mobodaily is not responsible for any changes, cancellations, or disputes related to rewards. This post may contain referral links — if you sign up through them, we may earn a commission or referral reward at no extra cost to you. Please refer to the official Scapia app for the most up-to-date terms before participating.
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