Building the best credit card stack in India takes time — and a lot of trial and error. I’ve been at it for over 6 years. I currently hold 20+ cards, and every single one has a job. One for Amazon, one for fuel, one for airport lounges, one for Tata brands. Together, they cover … Read more
The SBI Cashback Card set the gold standard for cashback in India. But after the April 1, 2026 devaluation, many are asking: Is it dead? The short answer is No. I hold 20+ credit cards to date, but it remains my go-to card for everyday expenses. I’ve have earned ₹77,000+ in cashback to date. In … Read more
The SBI SimplyCLICK is one of India’s most searched entry-level credit cards — and for good reason. ₹499 fee, 2.5% return on everyday brands, and a fee waiver that’s actually achievable. I’ve held this card for 6 years across 20+ credit cards — and I still carry it in my wallet today. Here’s an honest … Read more
Scapia became incredibly popular for two main reasons: it is a great travel card, and completely Lifetime Free (LTF). If you really just want the Scapia card, read our detailed Scapia Credit Card Review. But if your Scapia card application was recently rejected, or if you are simply walking away after the massive 2026 devaluations, … Read more
Two lifetime free cards. Both zero forex. Both travel-focused. So which one do you actually get — Scapia or AU Ixigo? If you’ve been going back and forth on this, you’re not alone. Most comparisons online give you a feature list and leave you more confused than before. Scapia and AU Ixigo have been in … Read more
Is Axis Bank Flipkart credit card worth the ₹500 fee? I personally hold 20+ credit cards — this one sits in my wallet for one very specific reason: nothing in India beats its Flipkart ecosystem returns, especially during sale season. ⚡ Quick Verdict: Best for regular Flipkart, Myntra, & Cleartrip users. At ₹500 annual fee, … Read more
After using Scapia for 5 months, I must say it’s the best free travel card to get right now. But the Scapia’s automated internal risk system is brutal. Many applicants with good income and credit profile got rejected. No matter if you have 750+ CIBIL score, zero defaults, and a stable income, your application can … Read more
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